I called my consolation company to try and cancel with them. He cajoled me into keeping my 3 capital one accounts in the program, and I talked him into removing PayPal and Amazon. This brings my payment to them from $615 to $381 monthly. It’s just easier to deal with those on my own, and the interest rate was not brought by them that much.
Then I went and paid a what the heck payment to amazon for the amount of $21. This bring a my balance down to $1100 even.
My Perkins 𝐋𝐨𝐚𝐧 still sits at $950 even. $2050 should be easy enough to gain if I play my cards right. These are the two debts I’m tackling at the moment.