Annoyances that show up and $500 tomorrow

Some $500 is coming in on Friday from the deliveries. One of these days, I’ll post about how I live out and about while doing food delivery apps. When I get it, there are three things that come to mind:

1. I can pay the lowest Navient 𝐋𝐨𝐚𝐧 off. This 𝐋𝐨𝐚𝐧 has a payoff balance of $320.12. That will also give me enough to pay my phone bill of $114

2. I can just be rid of the $400 balance on that oldest card and still pay my phone bill with the remaining $100+ whatever else is in there.

3. I can get my car note out of the way, so I don’t have to worry about it on payday (I probably won’t choose this option). That will also allow me to pay my phone bill completely out of this $500.

4. I can let it sit and stay all “emergency fund afraid” from reading all these debt blogs. (I’m most likely not to choose this option.

I’ll probably pay off that Navient 𝐋𝐨𝐚𝐧 of $320.12. All 5 of my Navient loans are listed individually on my credit report. Plus, being on an IBR has made my total due go up into the $19K,200’s. Not good. That’s how they get you with IBR. The payments you make don’t cover the interest, and your balance increases.

Here are some screenshots that made me cringe. In my CNA support group, this was posted:

The person asks what’s a good degree to get besides RN? The answer that showed up is “any”. That’s a mindset that needs to die. That is the college worship that got my generation into deep trouble. Watch this person go get “any” degree, ruin their finances, and then once they open their mouth about it are told, “But what degree did you pick?” So that the person can pin the blame back on them.

Well, I picked any. Any is what I was told! No one told me that some (most) don’t really get you anywhere. I was just told that I was in such a bad job, that “any” degree would be better.

No.

Let me tell you, if I was not a CNA, I would never be able to stay afloat post-graduation. CNA’s will always have work and lots of it.

The next screenshot:

Hey mom!! Open your door to a brighter future! Check out our “programs” now. Targeting moms like pyramid schemes do.

They might want to add a disclaimer:

Might not actually brighten the future. Might actually dim the future.