I haven’t given up in this blog

I'm just not on top of things like I was in months past. I'm just making sure everything is on time right now- when I get my tax refund, I'm going to reevaluate my finances again to see where I am. I also would like to make an effort to educate people about how so …

“Higher Education Means Nothing to Me.”

I saw my doctor this morning for a follow up. I always call her by the title "doctor". This morning, she corrected me and said she is only a physician assistant and that I can call her "Ms". I told her straight up, "Higher education means nothing to me. You're treating me as a doctor. …

Two balances to focus on

Amazon credit: $979 Perkins 𝐋𝐨𝐚𝐧: $896 I'm on my way back to my home town this morning. I plan to get there by the evening and work all weekend.

Debt and personal update

I'm two states away visiting the man I love and his children. I also visited my aunt and uncle. I did Postmates in three cities on the way here, and I have been doing it in this city whenever he is at work. I have not tried too hard to flood debts. I've only pains …

Health over finances lately

When I saw my doctor on September 26th, I complained about a lot of things. Therefore, she referred me to a lot of doctors. It was a little challenging at first to fit the labwork she ordered into my schedule, but I got it done. All that was found was a UTI, so I was …

Decision long in the making

I called my consolation company to try and cancel with them. He cajoled me into keeping my 3 capital one accounts in the program, and I talked him into removing PayPal and Amazon. This brings my payment to them from $615 to $381 monthly. It's just easier to deal with those on my own, and …

3 digit Perkins happy dance

Perkins cycle- down to a 3 digit balance!

My Perkins stood at $1,000 even for quite a while. It cycled today for the payment due on 11/1, adding $4.17 of interest. The minimum payment is always $42.43, and I paid $54.17. This brings the balance to $950.

Regarding ads

I have no intent to monetize this blog. I've found that monetized blogs are too annoying to navigate and are nothing but product reviews. I am not paying anything to WordPress for this, nor do I intend to. I simply want to raise awareness about the dark side no one talks about regarding going to …

Chillin in the car

We finally got our first cool front of the year. Finally. Because it isn't deathly hot, it's the perfect opportunity to just be out and about all the time. I can relax in my car with this beautiful air, do deliveries, and audits for Easy shift. I was diagnosed with premature menopause, as was my …

Victories in consolidation accounts

My balance on the Amazon account stood at $1200 even. I paid $79 into it today. Why $79? Because when my consolation company auto-drafts my $615 monthly, $121 of that goes to Amazon. This $79 payment will bring it to $1121, which will make it an even $1,000 when the consolidation payment goes through at …

Easy shift-never mind I guess

I just got a PayPal payment for $13 for the very first store audit I did. It was the subsequent two that were rejected, I guess. Maybe this app is just a gamble, or maybe I need to read the procedures better. Anyway, it's a nice thing to pick up if you are out and …

Easy Shift App

I got the easy shift app from another blog and decided to download it. It claims to pay you a certain amount of money to do store audits. You have to follow instructions and take photos of shelving displays, items, and shelf tags. The app has mixed reviews. Some say it's easy extra money, while …

First Amazon tackle payment

Starting balance when I decided this was the next debt to tackle: $1,244.65 Payment: $44.65 Balance now: $1,200 even.

Next debt to tackle: Amazon Credit

My Amazon credit account is through synchrony bank. In my last semester and summer of college, I didn't work. This is because the only classes I needed in order to graduate were offered at very specific times. I couldn't reconcile it with my work schedule, so I made the painful decision to leave my job …

Hooray!

It's finally at zero! And it didn't take a month to go through like the Navient payoff did. Later on, I'm going to do another run down of where I'm at. I know that on the 20th, it will cycle. This will put an interest balance of about $4or $5. When that happens, it will …

What’s next?

Now that my "oldest card" and Navient 1-03 are both paid off, I'm wondering which to tackle next. I'm leaning towards the Amazon credit account. My monthly payment to them was auto drafted on 9/26, and the payments still have not disbursed to my 5 accounts in consolidation. The current amazon credit balance is $1365.65, …

Oldest card- I did it!

Would have waited until the last $100 payment posted to announce it, but yeah I just paid it off. So yay? It's the only thing I have to celebrate. I have a few health concerns that led to a few referrals this month, and office mix ups with the clinic vs office mix ups with …

The story behind my profile picture

It was a day that I dedicated to doing the on demand food delivery apps. I delivered to this apartment building and had to park by a dumpster in a dirt lot. There were two backpacks by the dumpster. I delivered the food first and then threw the backpacks in my car. I went through …

Oldest card final stretch

I paid $150 into my oldest card today, bringing the total balance to only $100.